Credit Cards

Dave Ramsey Explains How to Reduce Your Debt

One of the best ways to reduce your debt is to budget your money appropriately. This can be done quite easily with the envelope system. This means that you put the money for each thing that you have to pay for each month into a separate envelope for that expense. You can even have one […]

Dave Ramsey’s Tips to Help Get You Out of Debt

The main tips that Dave Ramsey gives when it comes to getting out of debt revolve around not getting into debt in the first place. He believes that debt is a bad thing and that the Bible was right when it said that borrowers were slaves to lenders.
If you are in debt, though, getting out […]

Credit Card Debt For Idiots

Sorry, that’s what you are if you are in debt because of the misuse of credit cards-an idiot. Notice the word I use ‘misuse’. Credit cards are similar to guns, in that they themselves aren’t dangerous, but rather the person using them is what makes them dangerous.
Let’s go back a second to something I hinted […]