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<channel>
	<title>Dave Ramsey Fan</title>
	<atom:link href="http://www.daveramseyfan.com/feed" rel="self" type="application/rss+xml" />
	<link>http://www.daveramseyfan.com</link>
	<description>a fan blog about Dave Ramsey and getting out of debt</description>
	<pubDate>Sat, 04 Oct 2008 20:18:43 +0000</pubDate>
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			<item>
		<title>Dave Ramsey Can Show You the Path to Financial Freedom</title>
		<link>http://www.daveramseyfan.com/dave-ramsey-can-show-you-the-path-to-financial-freedom.htm</link>
		<comments>http://www.daveramseyfan.com/dave-ramsey-can-show-you-the-path-to-financial-freedom.htm#comments</comments>
		<pubDate>Sat, 04 Oct 2008 20:18:43 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[dave ramsey]]></category>

		<category><![CDATA[debt free]]></category>

		<category><![CDATA[financial freedom]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=33</guid>
		<description><![CDATA[
The path to financial freedom is something that&#8217;s promised by a lot of people, but it&#8217;s not always delivered. There are all kinds of gurus that talk about it. Dave Ramsey, however, actually does have a method to show you how to be financially free.
Budgeting is a big part of Ramsey’s method. Most people get [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-66" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/1057759_sunset_jump.jpg" alt="" width="224" height="300" /></p>
<p>The path to financial freedom is something that&#8217;s promised by a lot of people, but it&#8217;s not always delivered. There are all kinds of gurus that talk about it. Dave Ramsey, however, actually does have a method to show you how to be financially free.</p>
<p>Budgeting is a big part of Ramsey’s method. Most people get upset when they hear that word, but budgeting doesn&#8217;t have to mean that you can&#8217;t ever spend a dime, can&#8217;t have any fun, and can&#8217;t do anything you want to do. You can do all those things and more, especially if you budget your money carefully and don&#8217;t overspend on things that you don&#8217;t really want and need.</p>
<p>A lot of people do this because they think that they have to have the latest gadgets, but they don&#8217;t really need them, and neither do you. If you do want something expensive, make sure you budget for it, save for it, and pay cash. That&#8217;ll go a long way toward helping you become financially free.</p>
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]]></content:encoded>
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		</item>
		<item>
		<title>Can’t Get Enough Dave Ramsey? Check Out His DVD&#8217;S</title>
		<link>http://www.daveramseyfan.com/can%e2%80%99t-get-enough-dave-ramsey-check-out-his-dvds.htm</link>
		<comments>http://www.daveramseyfan.com/can%e2%80%99t-get-enough-dave-ramsey-check-out-his-dvds.htm#comments</comments>
		<pubDate>Thu, 02 Oct 2008 20:27:16 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[Dave Ramsey's Fans]]></category>

		<category><![CDATA[dave ramsey dvd]]></category>

		<category><![CDATA[financial tips]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=36</guid>
		<description><![CDATA[
If you listen to his radio show and Podcasts, read his books, and pay attention to all he says but you still can&#8217;t get enough of Dave Ramsey, you can check out his DVD&#8217;s. Watching them can give you a lot more insight into the issues that everyone faces financially and how they can change [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-69" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/1023847_cd.jpg" alt="" width="300" height="224" /></p>
<p>If you listen to his radio show and Podcasts, read his books, and pay attention to all he says but you still can&#8217;t get enough of Dave Ramsey, you can check out his DVD&#8217;s. Watching them can give you a lot more insight into the issues that everyone faces financially and how they can change what they&#8217;re doing so that they can get more for their money.</p>
<p>You might feel like you&#8217;re working for your money, but Ramsey&#8217;s DVD&#8217;s can teach you how to make your money work for you instead. It will empower you and stop you from being a slave to debt.</p>
<p>Getting out of debt is the goal, but you can see the work that&#8217;s being done as you go along, giving you incentive to work even harder. Watching the DVD&#8217;s will help with that and give you encouragement when you need it.<br />
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<li><a href="http://goodfinancialcents.wordpress.com/2008/10/02/just-married/">Just Married</a></li>
</ul>
]]></content:encoded>
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		</item>
		<item>
		<title>In Need of a Money Makeover? Let Dave Ramsey Help</title>
		<link>http://www.daveramseyfan.com/in-need-of-a-money-makeover-let-dave-ramsey-help.htm</link>
		<comments>http://www.daveramseyfan.com/in-need-of-a-money-makeover-let-dave-ramsey-help.htm#comments</comments>
		<pubDate>Wed, 01 Oct 2008 20:22:56 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[money makeover]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=34</guid>
		<description><![CDATA[
Many people today could use a money makeover. They spend too much, or they save but don&#8217;t do it in a way that maximizes everything. Because of that, they are losing out on what they could be getting.
It&#8217;s unfortunate, but there isn&#8217;t much that can be done about it until these people decide that they [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-67" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/1053621_spare_change.jpg" alt="" width="300" height="255" /></p>
<p>Many people today could use a money makeover. They spend too much, or they save but don&#8217;t do it in a way that maximizes everything. Because of that, they are losing out on what they could be getting.</p>
<p>It&#8217;s unfortunate, but there isn&#8217;t much that can be done about it until these people decide that they want help. When they do, that&#8217;s where the total money makeover comes in. It&#8217;s designed to completely change the way a person looks at money and ensure that they are seeing it the right way so that they can get the freedom from debt and worry that they are looking for.</p>
<p>These things can&#8217;t be acquired overnight, but it is possible to get them through Ramsey&#8217;s plan.<br />
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</ul>
]]></content:encoded>
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		</item>
		<item>
		<title>Miss a Show? Catch Dave Ramsey Online</title>
		<link>http://www.daveramseyfan.com/miss-a-show-catch-dave-ramsey-online.htm</link>
		<comments>http://www.daveramseyfan.com/miss-a-show-catch-dave-ramsey-online.htm#comments</comments>
		<pubDate>Tue, 30 Sep 2008 20:17:39 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[Dave Ramsey's Fans]]></category>

		<category><![CDATA[dave ramsey online]]></category>

		<category><![CDATA[financial advice show]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=32</guid>
		<description><![CDATA[
A lot of people listen to Dave Ramsey&#8217;s show. However, some of them are at work or other places when the show comes on and they don&#8217;t get to hear it. If you&#8217;re one of them and you&#8217;re really interested in what Ramsey has to say about your financial life, you can catch any shows [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-65" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/710597_money_under_the_mouse_1.jpg" alt="" width="300" height="199" /></p>
<p>A lot of people listen to Dave Ramsey&#8217;s show. However, some of them are at work or other places when the show comes on and they don&#8217;t get to hear it. If you&#8217;re one of them and you&#8217;re really interested in what Ramsey has to say about your financial life, you can catch any shows that you missed online and either listen or watch streaming video. That&#8217;s a great option for people who otherwise couldn&#8217;t see the show.</p>
<p>Many of these people are working-class and they are trying to do all that they can in order to ensure that they make the most of the finances that they have. People who do this often come out way ahead where their money is concerned and have more for retirement in their later years. That&#8217;s something that almost everyone looks for.<br />
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		</item>
		<item>
		<title>5 Tips For Searching For Dave Ramsey on the Web</title>
		<link>http://www.daveramseyfan.com/5-tips-for-searching-for-dave-ramsey-on-the-web.htm</link>
		<comments>http://www.daveramseyfan.com/5-tips-for-searching-for-dave-ramsey-on-the-web.htm#comments</comments>
		<pubDate>Mon, 29 Sep 2008 20:07:38 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[Dave Ramsey's Fans]]></category>

		<category><![CDATA[search for dave ramsey]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=31</guid>
		<description><![CDATA[
If you&#8217;re looking for Dave Ramsey advice, products, and information on the Web, you need to stick to the credible sites like his own, personal Web site. There are some other things you can do, however.
You can Google him but be careful of the sites that you go to. You can find blogs about him [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-64" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/762156_letters_web_laptop_5.jpg" alt="" width="300" height="224" /></p>
<p>If you&#8217;re looking for Dave Ramsey advice, products, and information on the Web, you need to stick to the credible sites like his own, personal Web site. There are some other things you can do, however.</p>
<p>You can Google him but be careful of the sites that you go to. You can find blogs about him where people talk about what kind of advice he&#8217;s offered and how much it&#8217;s helped them. You can also check with the larger shopping sites, because they offer a tremendous amount of merchandise.</p>
<p>Last but not least, don&#8217;t believe everything you read. If someone on a site says that Ramsey said something, you might want to make sure he really did before you put that idea into practice. Better to be safe than sorry.<br />
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]]></content:encoded>
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		</item>
		<item>
		<title>Financial Advice Not Enough? Try Dave Ramsey Products</title>
		<link>http://www.daveramseyfan.com/financial-advice-not-enough-try-dave-ramsey-products.htm</link>
		<comments>http://www.daveramseyfan.com/financial-advice-not-enough-try-dave-ramsey-products.htm#comments</comments>
		<pubDate>Sun, 28 Sep 2008 20:04:24 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[dave ramsey books]]></category>

		<category><![CDATA[financial advice]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=30</guid>
		<description><![CDATA[
Do you need more than advice when it comes to your finances? If you do, Dave Ramsey might be the help you need through the many products he’s made available.
He has a variety of products for people who need help with their finances. Books and classes are offered, and Ramsey is able to impart a [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-63" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/starter_special_lg_3_08.jpg" alt="" width="283" height="154" /></p>
<p>Do you need more than advice when it comes to your finances? If you do, Dave Ramsey might be the help you need through the many products he’s made available.</p>
<p>He has a variety of products for people who need help with their finances. Books and classes are offered, and Ramsey is able to impart a lot more advice to a lot more people that way. Anyone who likes to read and wants to improve their finances can buy his books, and the people who are more interested in watching what he has to say can get the DVDs. For people who would rather listen in their cars on the way to work and back, CDs are available.</p>
<p>By having so many options, you can get what you need when it comes to your finances and Ramsey will have helped more people reach their money goals.<br />
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		</item>
		<item>
		<title>Need a Financial Guru? Dave Ramsey Might Be Just What You are Looking For</title>
		<link>http://www.daveramseyfan.com/need-a-financial-guru-dave-ramsey-might-be-just-what-you-are-looking-for.htm</link>
		<comments>http://www.daveramseyfan.com/need-a-financial-guru-dave-ramsey-might-be-just-what-you-are-looking-for.htm#comments</comments>
		<pubDate>Sat, 27 Sep 2008 20:02:09 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[dave ramsey]]></category>

		<category><![CDATA[financial guru]]></category>

		<category><![CDATA[financial success]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=29</guid>
		<description><![CDATA[
If you need a financial guru, you might want to check out Dave Ramsey. He&#8217;s got a lot to offer, and the advice that he gives to the public works no matter whether you have a little money or a lot of money.
Naturally, more money is better. However, if you can only start out with [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-62" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/1018806_the_color_of_money.jpg" alt="" width="300" height="255" /></p>
<p>If you need a financial guru, you might want to check out Dave Ramsey. He&#8217;s got a lot to offer, and the advice that he gives to the public works no matter whether you have a little money or a lot of money.</p>
<p>Naturally, more money is better. However, if you can only start out with a little and you want to end up with a lot, he can put you on the right road to doing that, as well.</p>
<p>Not everyone will benefit from his advice because there are some people who simply won&#8217;t follow enough of it to actually be able to profit. For most people, following his advice comes easy and they can be on the road to financial freedom.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Want More Dave Ramsey? Check out His Podcast</title>
		<link>http://www.daveramseyfan.com/want-more-dave-ramsey-check-out-his-podcast.htm</link>
		<comments>http://www.daveramseyfan.com/want-more-dave-ramsey-check-out-his-podcast.htm#comments</comments>
		<pubDate>Fri, 26 Sep 2008 20:00:22 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[dave ramsey]]></category>

		<category><![CDATA[financial advice]]></category>

		<category><![CDATA[podcast]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=28</guid>
		<description><![CDATA[
Podcasting is all the rage now, and there are all kinds of things that you can get as a podcast. A lot of people think of music or movies, but there is content of almost every kind available.
One popular podcast is from Dave Ramsey the financial guru. You can now use your mp3 player to [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-61" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/371793_ipod_shuffle_-_hear_me.jpg" alt="" width="300" height="200" /></p>
<p>Podcasting is all the rage now, and there are all kinds of things that you can get as a podcast. A lot of people think of music or movies, but there is content of almost every kind available.</p>
<p>One popular podcast is from Dave Ramsey the financial guru. You can now use your mp3 player to watch all kinds of advice that he offers about how you can improve your financial future. This is straightforward, great advice that anyone can use. It doesn&#8217;t matter if you have a lot of money or only just a little bit. Either way you&#8217;ll be able to save, spend some on things you enjoy, and pay your bills by following some simple steps.</p>
<p>Most people are scared by the word budget, but it doesn&#8217;t have to be a problem, and learning about it on your podcast can make you feel better.</p>
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		<title>Need Dave Ramsey to Answer a Question?</title>
		<link>http://www.daveramseyfan.com/need-dave-ramsey-to-answer-a-question.htm</link>
		<comments>http://www.daveramseyfan.com/need-dave-ramsey-to-answer-a-question.htm#comments</comments>
		<pubDate>Thu, 25 Sep 2008 19:56:47 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[dave ramsey answer your questions]]></category>

		<category><![CDATA[financial advice]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=27</guid>
		<description><![CDATA[
If you feel you have to talk to Dave Ramsey to get your questions answered, there are two ways in which you can do that. He is on the radio and online. His radio program is on over 350 radio stations and around 3 million people listen to it. You can call in and find [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-60" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/264245_whats_that.jpg" alt="" width="300" height="263" /></p>
<p>If you feel you have to talk to Dave Ramsey to get your questions answered, there are two ways in which you can do that. He is on the radio and online. His radio program is on over 350 radio stations and around 3 million people listen to it. You can call in and find out what you need to know about your own financial life.</p>
<p>If you have a question and can&#8217;t get to a phone, or if Ramsey&#8217;s radio show isn&#8217;t syndicated in your area, you can go online and ask questions, too. Anything you want to know about finances can be posed as a question, and you can also read what other people have asked and what Ramsey has suggested for them.</p>
<p>There is a lot of financial insight to be gained by looking at the questions of others and what was recommended for them.<br />
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		<title>Dave Ramsey Explains How to Reduce Your Debt</title>
		<link>http://www.daveramseyfan.com/dave-ramsey-explains-how-to-reduce-your-debt.htm</link>
		<comments>http://www.daveramseyfan.com/dave-ramsey-explains-how-to-reduce-your-debt.htm#comments</comments>
		<pubDate>Wed, 24 Sep 2008 19:55:27 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[envelope method]]></category>

		<category><![CDATA[reduce debt]]></category>

		<guid isPermaLink="false">http://www.daveramseyfan.com/?p=26</guid>
		<description><![CDATA[
One of the best ways to reduce your debt is to budget your money appropriately. This can be done quite easily with the envelope system. This means that you put the money for each thing that you have to pay for each month into a separate envelope for that expense. You can even have one [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-59" src="http://www.daveramseyfan.com/wp-content/uploads/2008/09/787702_calculations_3.jpg" alt="" width="300" height="200" /></p>
<p>One of the best ways to reduce your debt is to budget your money appropriately. This can be done quite easily with the envelope system. This means that you put the money for each thing that you have to pay for each month into a separate envelope for that expense. You can even have one for &#8216;fun money&#8217; if you want to.</p>
<p>When the money in an envelope is gone, that&#8217;s all you can spend on that item that month. Naturally, there can be some differences. However, this is a great way to ensure that there won&#8217;t be a bunch of money left over for you to squander.</p>
<p>It helps you save, too, as you can also have an envelope where the money is earmarked for a savings account or some other type of savings plan.<br />
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