Jodi Schaap is married with two kids living in a 900 square foot house. While that doesn’t sound very exciting, 5 million people did hear her scream. What they did They paid off $70,000 of personal debt in 24 months! She shared her story with Jon White in his show called “The Debt Living Podcast”. [...]
There are so many great one-liners from the Dave Ramsey show but I had to pick 10 of the most commonly used sayings. Note: These are in no particular order Better Than I Deserve Sell the car Consigning for a loan is stupid. Don’t get mad at me, God said it. No Stupid is not [...]
Membership is now open to The “You People” tribe! Who started the “You People” Tribe? Rob and Vicki from Fort Wayne, IN made the pilgrimage to Financial Peace Plaza and told their story of how they paid off over $31,000 in 25 months. Vicki described her conversation with CitiBank, their final debt, in this way: [...]
As heard on the Dave Ramsey show February 22, 2012 (2nd hour): It’s an interesting disease the human family gets. One of the diseases we try to treat with money is the disease of worry. “Did I buy the right house? Have I saved enough money for retirement?” Worry drives people to do things about [...]
What is a Back-Door ROTH IRA? It is a way to take advantage of a brief time in tax law that can save you thousands in future taxes. First we must describe the differences between a Traditional IRA and a ROTH IRA: Traditional IRA This is an Individual Retirement Arrangement that allows you to contribute [...]
Willow Creek Church, a huge church in the Northwest suburbs of Chicago, hosted three services on February 12th with Dave Ramsey as the key speaker. Over 20,000 people heard him tell his story (did I mention it’s a huge church?). This was Part 6 in a series titled “The Family Series”. To watch the video To [...]
February 6th, 2012 (in the 1st segment of the 2nd hour) Dave read an article by CNNMoney.com about a bill by Congress that being reviewed that will ban welfare recipients from being able to use their welfare cards at strip clubs, liqueur stores, and on cruise ships. The bill would force states to “develop policies” to keep [...]
After taking a call from Jillian in Nashville on January 31st (in the final segment of the 1st hour) about settling a debt with a collector. The company that got served! Asset Acceptance, LLC settle charges that it used deceptive collection practices when it tried to collect DEBTS THAT WERE NOT OWED, even some that were [...]
Dave took a call on January 30th from Anton in Nashville, a 38 year old debt-free single guy with no kids living at home who wanted to know how to make a lot of money with Facebook’s upcoming IPO. He’s got the money Anton has $10,000 saved and wants to get a little piece of [...]
If you were listening to the radio show on January 30th (1st segment in the 1st hour) you heard Dave come to the defense of Bank of America, a company who Dave regularly states is a company who mistreats their customers. He read an article from The Consumerist website, where Shoppers bite back. The article [...]