Jan 162012
 
Dave Disputes Debt Management Psychology Hurts Consumers

An article written by Cynthia Cryder, an assistant professor in my hometown of St. Louis, stated that it is undisputed that the best way to tackle debt is to pay down the loan or credit card with the highest interest rate first. Dave disagreed On 1/10/12 (half way through the 1st hour) Dave verbally disputes [...]

Jan 142012
 
Dumbest Thing Financed

On Monday January 9th (1st segment of the 2nd hour) Elizabeth wrote Dave about her day at the gym. “I was at the gym today and overheard 2 women talking about Christmas. One woman proudly told her friend that she bought her daughter a cat for Christmas. The best part was when she said “I put [...]

Jan 112012
 
Dave Reads: Americans bought more cars and trucks last year

Dave read an article on 1/5/12 (right off the bat in the first segment of the 1st hour, he must have been charged up by it). The topic: Americans bought more cars and trucks last year. The article, released by the Associated Press, can be found in a number of places including Bloomberg Businessweek. Dave’s thoughts [...]

Jan 092012
 
Fiscally Responsible Birthday Fun

Fiscally Responsible Birthday Fun

Today is my birthday. I continue to get birthday wishes from friends on Facebook along with notes like “have a happy, productive and profitable year!” (thanks Michael TechTalk Kastler) or “Eat lots of cake” (thanks Tim Spinnin’ Schoomer).

Among the well-wishers was a note from an old friend I used to work with. What did he suggest I do on my birthday? “Have a fiscally responsible birthday today. And some fun.”

Can you do both? Can you really have fun AND be fiscally responsible? You know my answer – NO PROBLEM! It’s all in the MoneyPlan. There are actually three birthdays in our household this month, which is really tough after Christmas. But these aren’t surprises: Christmas comes every December (around the 25th I think) and our birthdays are always ushered in after the unused campaign goes stale from New Year’s Eve. It’s predictable, just like your money!

So today I’m going to do something fiscally responsible AND fun for myself. It isn’t a smart money-move and will only cause me to spend more time on my “hobby”. And I can do so without feeling like I’m spending money we don’t have or are wasting money because the money I am spending was already in the budget.

Today I own the domain “DaveRamseyFan.com”. It used to be a free site hosted by Wordpress (DaveRamseyFan.wordpress.com) but today it is mine!

What this means for me and you: Most of my time has been spent posting blogs updates and podcasts at MoneyPlanSOS.com, but I will have to start posting more info, events, and Dave Ramsey rants to make this selfish, extravagant purchase worthwhile.

I hope you like it and will be looking forward to hearing your comments. God bless you all!

Jan 032012
 
Dave Reads: Rich People Are Unfeeling Robots

On January 2, 2012 (in the 1st hour) Dave read an article from Consumerist.com, an online magazine website, with the title “Study: Rick People Are Unfeeling Robots Devoid Of Compassion” (aired in the 1st hour on 1/2/12). The study was conducted on 300 college students from various income levels by psychologist Jennifer Stellar. Dave was, shall we [...]

Dec 252011
 
Give Crazy to put a well in Ghana

Give Crazy Dave Ramsey featured Pastor Dave, a pastor at Third Day Christian Fellowship Church in St. Joseph, MO during one of the famous “Giving” theme hours featured every Christmas season on the Dave Ramsey Show. In the 2nd hour, Pastor Dave told his story of volunteering in Valley Community Center Food Kitchen and taking [...]

Dec 232011
 
Nolan's Sweet Heat Jalapeno Jelly

Giving Story featured on the Dave Ramsey Show 12/16/11 This young man has started a small business selling home-mad Jalapeno Jelly. One of the aspects of any small business is contributing to the local community, and that is one aspect Nolan is doing with excellence.Christine’s son has Down Syndrome, and he’s a giver! After a friend [...]

Dec 232011
 
Dave Reads - What The Great Depression Did

Dave read an article from the Motley Fool …called “What the Great Depression did that this Recession won’t” during the 2nd hour on December 14, 2011.  The main message: Unlike the Great Depression, not much has changed.  For more, go to http://www.fool.com/investing/general/2011/12/13/what-the-great-depression-did-that-this-recession.aspx Dave expanded on the topic by talking about how he can hardly get out [...]

Sep 162011
 
Dave Reads - Biting The Hand That Feeds You

On September 13, 2011 (3rd hour) Dave read a post by David H. King, President and CEO of Alexander-Haas. The article, posted on the Giving Institute’s blog, talked about how much the richest in America give and how politicians and non-profits keep asking them to give their “Fair Share”. It is a quick read, check it [...]